Month: October 2017


“Never let situations tie you down. Keep yourself busy with your goals. Keep moving. Keep moving!”

-Victoria Samuel


This quote is the 25th and the last from the Goal Digger Journal. I hope this series has been a useful Tuesday feature for you. All the best with your goal digging gemstone!



Sochi’s Travel Bucket

Dearest Travel Bucket,

I have learnt money is a tool. Most people say money is power. Well, yeah. I can see where they are coming from. Money is a tool to get a lot of things. Things like power, material possessions, options, freedom, true revelation of character, building futures and fun!

Money is a guest. Give it Nigerian hospitality it will stay and become wealth. Mistreat the guest and it will leave you in average poverty. It’s about the money habits you show this guest.
Like everything in life, money doesn’t independently exist without influence. Money comes with touching fingers and sacrifice.
Money is figures. Money is value. We all know expensive isn’t quality.
Expenses are items and experiences money is spent on. Your expenses tell the story of your existence.
I learnt all these over the past seventeen months while doubling my net worth and paying off debt. Yet jotting them down makes my days of enthusiastic change seem philosophical.
Another email reminder about the awesomeness I’ll be missing popped into my inbox. A regretful sigh escaped my red lips. The metallic looking slim box beside the bright orange notebook started blinking red dots. My sad chocolate brown, almond shaped eyes ignored the silver phone and got lost in thought.
Sochi can’t travel ooo. Chai! A travel year without a trip is a first. It was a decision that took two weeks to make.
All the time, money, energy, research, excitement it took to revamp the Ikorodu-Lagos Expressway is what it took to plan the trip to Mauritius. Unlike the operational road which is breathtaking. Especially when communters zoom home under spiral orange dotted skies. My getaway won’t be happening. Why? My digital figures in the mutual fund  show my inability to save enough.
“Everything can be achieved when you bucket”. Hadn’t that been what my favourite personal finance blog had said. What’s a money bucket? It’s when you take money away from your income in bits into an interest generating account for something you want to purchase. A foreign idea at first but now I have a travel bucket, I have you. I’m deeply saddened I won’t have my ‘congratulations for a successful 2015’ getaway. All those sunscreen and beachwear would have to be unpacked.
August 2015
Dearest Travel Bucket,
I have learnt to always make the most of life. Remember I said money is a tool to get options? Certainly I won’t be here surrounded by interesting people at sunny Casa Del Papa, Benin Republic. If I didn’t sign up for a Social Prefect Tour. So it isn’t Mauritius but I did my #OutofNaijaTrip year. I pursued another option I could afford. I must say group travel isn’t bad at all. I am having the most amazing time. The bewitching art market, delicious food, airy beaches are all breathtaking. I have purchased a few souvenirs and miniature artworks for my apartment.
September 2015
Dearest Travel Bucket,
“Happy New Year!”, I scribble down in my Money Journal with excitement. Continuing with my Money conversation I write on. “Sochi has another travel year which will happen. Because its a month to the trip and I have hit the bucket limit. In other words I have completely saved up for the trip. Sun City, South Africa. have a Valentine date next month with Sun City. It hasn’t been easy.  Increasing my income source has helped me pay off debts, invest in asset accumulation and fund my lifestyle. Now my money is mine.”
January 2017

Her Timeless Style

I’m not a snoop. Afterall I swore I wasn’t. My creative eyes and lens just wanted to show the world inside your mother’s wardrobes. I spent brunch time photo-documenting her love for vibrant colours, neatly folded and stacked artistic patterned fabrics, faded international and African currencies and vintage British designer clutches. Like I said timeless.

When I had picked up the nude silk frilled clutch I thought colored paper was peeking out. My stubby fingers released the clutch clasp to push them in.  The pale green, red notes weren’t paper but unrecognized foreign currency. What else would be the purse of a well traveled matriarch? There were coins around. A palm full of their varying circumferences in squeezed thick tissue paper. Atop the coins was the chic Happy Birthday card. It’s colorful print and small size had attracted my curiosity. It was a card signed by names I didn’t recognise.

There was a section of one of the wardrobes that had colorful Damask, and Adire headwraps. Red wraps like rubies, Tiffany blues, green emeralds, gold, mustard yellow, pinks and purples. All arranged to look like a rainbow. A unique collection of Ankara clothing were also there.

I saw the classic black, straight, cotton skirt leaning over the edge of another section. I knew it would be my flat lay surface. I loved the overall image. I shared my adventure and praises for her with you. Your response shocked me.

“I’m not sharing her”, you exclaimed.